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Privacy Policy

Pierce Pepin Cooperative Services
Privacy Policy Notice

Protecting your privacy is important to Pierce Pepin Cooperative Services (the “Cooperative”), and maintaining your trust and confidence is one of our highest priorities. This Privacy Policy Notice is to help you understand how we may obtain and safeguard nonpublic personal information about you and to whom such information may be disclosed. The Cooperative reserves the right to amend this Privacy Policy Notice at any time.

Information We May Collect
When providing product(s) or service(s) to you, we may collect nonpublic personal information about you in connection with those products or services. Nonpublic personal information includes, but is not limited to, information regarding your social security number, income, account balance, payment history, credit history, and credit scores.

We may collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications or other loan and account forms;
  • Information about your transaction(s) with us, our affiliates, or others; and
  • Information we receive from third parties, such as credit bureaus.

Information We May Disclose
We are permitted under state and federal law to share nonpublic personal information about you with companies related to us by common control or ownership (“affiliates”).

We are also permitted under state and federal law to disclose nonpublic personal information about you to companies that are not related to us by common control or ownership (“nonaffiliated third parties”), in certain circumstances. For example, we may disclose nonpublic personal information about you to non-affiliated third parties to assist us in servicing your loan or account with us; to government entities in response to subpoenas; and to credit bureaus. We do not disclose nonpublic personal information about you to any other third parties, except as permitted by state or federal law.

If you decide to close your account(s) with us or become an inactive customer, we will continue to adhere to the privacy policies and practices set forth in this Privacy Policy Notice.

Opt-Out Option
If you prefer that we not disclosure nonpublic personal information about you to non-affiliated third parties, you may opt-out of those disclosures. Please be aware that should you opt-out, we will be prohibited from disclosing your nonpublic personal information to non-affiliated third parties, except as permitted by law, which may limit our ability to help you arrange financing or other services needed to complete this transaction or future transactions.

If you wish to opt-out of disclosures to non-affiliated third parties, you may do so by contacting us by email at info@piercepepin.coop or by telephone at (800) 924-2133. You may exercise the right to opt-out at any time.

Our Security Procedures
We take steps to safeguard your nonpublic personal information. We restrict access to your nonpublic personal information to our employees and agents and representatives acting on our behalf who need to know that information to provide product(s) or service(s) to you. We also maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

 

Rev. 09/2019

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